About

Streamlined, fast and known for best rates (sometimes) — this comes with sometimes equally strict criteria.

Pros

Macquarie has streamlined its lending approval process, often allowing applications submitted in the morning to receive approval by midday. Sometimes they also offer the best rates on the market. They are particularly accommodating for directors of companies with significant debts, as long as the company itself is in good standing.

Cons

Macquarie prefers simple deals and may reject applications that don't meet their strict criteria.