Your Home Loan Resource
We're a go-to resource for navigating your home loan.
Your 🏠 Rates
Some popular rates for each category. Talk to our team to find out which is right for you.
First home buyer 5% deposit
Ideal for first home buyers who've never owned a property and want a fixed rate.
5% deposit variable
Ideal for first home buyers who've never owned a property and want a variable rate.
Variable owner-occupied
Rates for owner occupier situations that want a variable rate.
Your 🏠 Products
Some popular financial products.
Talk to our team to find out which is right for you.
5% Deposit & no price cap 🧢
🏠 Recommended for:
Homebuyers who don't qualify for government grants or schemes.
You've got the 5% deposit but don't meet the other government scheme criteria.
🏠 Benefits
✅ Stamp duty loaned
We loan you the upfront costs for stamp duty.
✅ No scheme criteria
You don't have to meet any of the government scheme criteria.
✅ No cap on price
The loan amount is only limited by your borrowing power.
✅ Closing costs covered
We'll cover the costs to close.
🏠 More information
Click the article title ⬇︎
Buying a home with a 5% deposit
🏠 Talk with us
and find out more
Our brokers are ready to chat with you about what works for you.
No charge, no commitment, we just really like to talk home loans.
Accountant letter loans ✉️
🏠 Recommended for:
Self-employed
When your mode of making money is outside the domain of payslips.
🏠 Benefits
✅ Flexible Financing for Self-Employed Individuals
Access loan options when traditional bank documentation is challenging.
✅ Bridge Financial Gaps
Provide a temporary solution for businesses in transitional or early growth stages.
✅ Strategic Financial Pathway
Create a stepping stone towards conventional loan structures with professional broker support.
🏠 More information
Click the article title ⬇︎
Understanding accountant letter loans
🏠 Talk with us
and find out more
Our brokers are ready to chat with you about what works for you.
No charge, no commitment, we just really like to talk home loans.
Interest only loans 🔑
🏠 Recommended for:
Homeowners seeking strategic property investment with tax advantages.
You're financially savvy and looking to optimize debt structure and minimize tax obligations while building long-term wealth.
🏠 Benefits
✅ Reduce your monthly repayment.
Lower your financial obligations with flexible payment options.
✅ Accelerate repayments and minimise interest.
Redirect savings to aggressively pay down your home loan principal.
✅ Tax deductable investment property interest
Transform investment property expenses into potential tax savings.
✅ Preserve your potential capital gains
Maintain investment property value while optimizing your financial strategy.
🏠 More information
Click the article title ⬇︎
Interest only loans: a strategic approach to property investment
🏠 Talk with us
and find out more
Our brokers are ready to chat with you about what works for you.
No charge, no commitment, we just really like to talk home loans.
Your 🏠 blog articles
Recent thoughts and lifestyle pieces from our team
Navigating the new normal: managing financial stress in australia
Look after yourself
financial health
First home owners grant
FHBG oh you know me
First Home Owner
Refinance your loan: the right move for you?
What are your refinance options?
Refinancing
Home loan pre approval
Talking about preapproval
Preapproval
Getting a home loan: what to expect
Know what you're getting into with a home loan
Guide
Fixed vs Variable interest: which is right for you?
What suits your situation? Best fixed or variable interest.
Fixed Variable Rate
Your 🏠 knowledge bank
Browse our expanding knowledge source of lenders, terms and home loans.
🏠 Knowledge —
🏠 Lenders —
Your 🏠 Experts
Book in a call with Your Home Loan mortgage experts.
Talk to our brokers today >
• ALL the rates
• Fixed vs Variable
• Offset accounts
• Lender promotions
• Government grants and schemes
• Latest lender products & solutions
Book some time >
For buying tips, latest finance products and more…
Your Home Loan
© Your Home Loan 24
'Your Home Loan' is a trade name of Peninsula Mortgage Pty Ltd ABN 47663202449, and is powered by Yellow Brick Road Finance Pty Ltd, Australian Credit Licence 3939195, CRN 545644
Phone: (03) 9448 8333
Email: contact@yourhomeloan.au
