About

Simplicity and cash back refinancing, but not necessarily for a first time lender.

Pros:

ME Bank is a solid choice for long-term banking. Clients often refinance into ME Bank due to its simple, low rates and cashbacks available for refinancing across multiple properties.

Cons:

ME Bank may not be ideal for first-time home buyers, as it has high LMI (Lenders Mortgage Insurance) costs and rates for low deposits.